1. Need to sell your home but cannot because you owe more on it than what today's market value is and you don't have the savings to make up the difference?

2. Are you facing a valid financial hardship that has already or will decrease your income in the near future? ie: the loss of a job or loved one, medical conditions and bills, or a hike in monthly payments can all make a mortgage unaffordable.

3. Are you stressed out and/or behind on your mortgage payments and facing foreclosure and not sure if you can catch up?

     You do have options. One of these options is a "Short Sale." If you said yes to the above 3 questions, believe it or not, you may qualify for a short sale.

     Simply put, a short sale is a real estate transaction where the homeowner owes their lender/s "more" than what their property is worth and the sellers are in a position where they need to sell or are facing foreclosure. In a short sale, the lender(s) must ultimately approve and accept "less" than what they are owed as full payoff for the note. For example: if you owe $500,000 on your home but can only sell it for $400,000 in today's market, the lender(s) may settle the short pay as full payment; even if the loss is hundreds of thousands of dollars! Your lender does not want your home. They are not in the business of holding and selling real estate. They would much rather settle for less on your note than to take your home back.

• Your lender will accept less than you owe on your loan(s).
• We will market and sell your home at "no cost to you".
• You can potentially avoid foreclosure and minimize the damage to your credit.

     If a short sale is something you would like to consider, I am ready along with my team of professionals to go to battle for you. Take a look at how a short sale can help you...

Avoid paying taxes on the money the bank loses at foreclosure- Yes, you may have to pay taxes on the amount of loss to the bank if the home goes to foreclosure.

Avoid Foreclosure- Save your credit from the "Foreclosure" ding.

Avoid Bankruptcy- Bankruptcy does NOT release you from your mortgage, your bank would still need to do the foreclosure process.

Relieve the stress that this financial burden has become

At NO cost to you at all for my services! In other words, you pay me nothing. If we are successful and save you from foreclosure, only then will I get paid from your lender.

     Did you know that nearly 90% of the homeowners nationwide who try to short sale their home will end up losing their home to foreclosure due to an uneducated agent? I am a certified Short Sale/REO Specialist and I've even gone as far as to mandate that training on my entire team. We have countless hours of training and stay up to date on current strategies to minimize the timeframe it takes to complete these sales.

Want to see if you qualify and start the process? Contact me today.

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FAQ's

Options available to me besides Short Sale

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